Exam 500302 Capital Budget

1.   What's the best investment criteria when dealing with mutually exclusive projects?
    
  A. Payback period

  B. Net present value (NPV)

  C. Profitability index (PI)

  D. Internal rate of return (IRR)

2.   The change in revenue that occurs when one more unit of output is sold is referred to as
    
  A. scenario revenue.

  B. total revenue.

  C. average revenue.

  D. marginal revenue.





3.   A project requires an initial investment of $1,000 and will pay only one payment of $1,160 in one year. Assuming a firm's required rate of return is 15 percent, should the firm accept the project according to the IRR rule? Why or why not?
    
  A. The firm should be indifferent toward the decision.

  B. There isn't enough information to determine if the project should be accepted or rejected.

  C. Yes, the IRR is greater than the required rate of return.

  D. No, the IRR is less than the required rate of return.

4.   PA Petroleum just purchased some equipment at a cost of $67,000. The equipment is classified as MACRS five-year property. The MACRS rates are .2, .32, .192, .1152, .1152, and .0576 for years one through six, respectively. What's the proper methodology for computing the depreciation expense for year two?
    
  A. $67,000 × (1 – 0.32)

  B. $67,000 × (1 – 0.20) ÷ 0.32

  C. $67,000 × (1 + 0.32)

  D. $67,000 × 0.32




5.   A disadvantage of the discounted payback period method when compared to NPV is that it
    
  A. may reject economically viable projects (positive NPV projects).

  B. is more difficult to understand.

  C. may accept negative NPV projects.

  D. completely ignores the time value of money.

6.   Assume a project has cash flows of –$51,300, $18,200, $37,300, and $14,300 for years zero to three, respectively. What's the profitability index given a required return of 12½ percent?
    
  A. .98

  B. 1.09

  C. 1.11

  D. 1.06


7.   What's an example of a variable cost?
    
  A. Cost of goods sold

  B. Administrative costs

  C. Rent

  D. Depreciation

8.   A project will require $498,000 for fixed assets and $58,000 for net working capital. The fixed assets will be depreciated straight-line to a zero book value over the five-year life of the project. At the end of the project, the fixed assets will be worthless. The net working capital returns to its original level at the end of the project. The project is expected to generate annual sales of $875,000 and costs of $640,000. The tax rate is 35 percent, and the required rate of return is 15 percent. What's the amount of the annual operating cash flow?
    
  A. $117,320

  B. $147,820

  C. $187,610

  D. $105,000


 
9.   Net present value is based on many estimates and forecasts. What can be done to compensate for the uncertainty of these future variables?
    
  A. Using IRR instead

  B. Nothing

  C. Decreasing the discount rate

  D. Sensitivity and scenario analysis

10.   Assume a project has a sales quantity of 8,600 units plus or minus five percent and a sales price of $69 a unit plus or minus one percent. The expected variable cost per unit is $11 plus or minus three percent, and the expected fixed costs are $290,000 plus or minus two percent. The depreciation expense is $68,000. The tax rate is 34 percent. What's the operating cash flow under the best-case scenario?
    
  A. $187,295.40

  B. $175,705.93

  C. $168,470.15

  D. $164,208.11

11.   The profitability index is calculated by
    
  A. multiplying NPV weighted by the proportion of project assets to firm assets.

  B. setting the NPV to zero and solving for the discount rate.

  C. dividing cash flows by the initial investment.

  D. dividing NPV by the initial investment.

12.   Mary has decided to get a two-year degree from a local technical school, despite being offered a job at the local hardware store for $11 dollars per hour, 40 hours per week. She quickly calculates that she would have made $45,760 in the two years she was at school. $45,760, the cost of her next best option, is considered a/an
    
  A. erosion cost.

  B. opportunity cost.

  C. sunk cost.

  D. cash outflow cost.


13.   Assume that a firm has an average net income of $120,000 and an average book value of $600,000. What's the firm's average accounting return?
    
  A. 30 percent

  B. 20 percent

  C. 35 percent

  D. 25 percent


14.   Changes in the net working capital requirements
    
  A. are generally excluded from project analysis due to their irrelevance to the total project.

  B. are excluded from the analysis as long as they're recovered when the project ends.

  C. can affect the cash flows of a project every year of the project's life.

  D. only affect the initial and final cash flows of a project.






 
15.   The Coffee Express has computed its fixed costs to be $.48 for every cup of coffee it sells, given annual sales of 145,000 cups. The sales price is $1.29 per cup, while the variable cost per cup is $.07. How many cups of coffee must it sell to break even on a cash basis?
    
  A. 57,049

  B. 67,630

  C. 46,472

  D. 23,910







16.   You're working on a bid to build two apartment buildings a year for the next three years. This project requires the purchase of $1,089,000 of equipment that will be depreciated using straight-line depreciation to a zero book value over the project's life. The equipment can be sold at the end of the project for $815,000. You'll also need $280,000 in net working capital over the life of the project. The fixed costs will be $528,000 a year, and the variable costs will be $1,640,000 per building. Your required rate of return is 18 percent for this project, and your tax rate is 35 percent. What's the minimal amount, rounded to the nearest $100, you should bid per building?
    
  A. $4,489,500

  B. $4,233,000

  C. $2,780,600

  D. $2,116,200


17.   A project requires an initial investment of $45,400 today. The present value of the cash inflows likely to result from this initial investment is $45,300. Should the firm proceed with the investment? Why or why not?
    
  A. Yes, because the NPV is positive.

  B. No, because the NPV is positive.

  C. No, because the NPV is negative.

  D. Yes, because the NPV is negative.


 

18.   Why is it important to find changes of net working capital (NWC) in developing cash flows?
    
  A. Changes in NWC have important tax implications (a tax shield), so they must be multiplied by 1 minus the tax rate to find total cash flow.
  B. Changes in NWC indicate capital expenditures (such as purchase of equipment). They must be subtracted from cash inflows (measured by other cash flow).
  C. Changes in NWC indicate cash outflows (measured by change in NWC) must be subtracted from cash inflows (measured by operating cash flow).
  D. Changes of NWC are unimportant.

19.   A new project will cause a $2,200 increase in sales, a $1,045 increase in costs, a $440 increase in depreciation, and a $243 increase in taxes. Using the bottom-up approach, what's the change to OCF?
    
  A. $912

  B. $342

  C. $1,155

  D. $472

20.   A project requires an initial investment of $950,000 today. The present value of the cash inflows likely to result from this initial investment is $1,208,293. What's the net present value of this investment?
    
  A. $950,000

  B. –$950,000

  C. $258,293

  D. –$258,293








 


 

 








 

Exam 500301 Future Cash.....finance

1.   Amortized loans must have which one of these characteristics?
    
  A. One lump sum principal payment

  B. Either equal or unequal principal payments over the life of the loan

  C. Increasing payments over the life of the loan

  D. Equal interest payments over the life of the loan

2.   Why is "preferred" stock given that name?
    
  A. Despite its deceptive name, preferred stock is actually a special kind of debt with a AAA rating, and the debt holders can vote in stockholder elections.
  B. It's stock that's preferred by investors because of its high performance and the fact that it's in the S&P 500 and other stock market indexes.
  C. While all stockholders have rights to dividends, preferred stockholders also can vote on changes to the corporate charter and can vote to hire and fire executives, whereas common stockholders can't.
  D. Preferred stockholders have preferential treatment over common stockholders; they're usually paid first and sometimes have additional voting rights.

3.   Would you expect to pay a higher interest rate for an unsecured loan for $2,000 or a secured loan for the same amount?
    
  A. The rate for both would be about the same on average.

  B. The secured loan would be at a higher rate.

  C. The unsecured loan would be at a higher rate.

  D. The rate for each loan would vary based on inflation.

4.   What's the present value of $4,500, discounted at eight-percent interest per period, for two periods? (Round your answer to the nearest dollar.)
    
  A. $3,858

  B. $4,160

  C. $3,932

  D. $4,166









5.   Which of the following is a network-based, over-the-counter exchange, with no physical marketplace?
    
  A. NYSE (New York Stock Exchange)

  B. NYMEX (New York Mercantile Exchange)

  C. NASDAQ (National Association of Securities Dealers Automated Quotations)
D. WSJ (Wall Street Journal)

6.   You can't attend the shareholder's meeting for Alpha United, so you authorize another shareholder to vote on your behalf. The granting of this authority is called
    
  A. alternative voting.

  B. straight voting.

  C. voting by proxy.

  D. cumulative voting.


 

7.   New Homes has a bond issue with a coupon rate of 5½ percent that matures in 8½ years. The bonds have a par value of $1,000 and a market price of $972. Interest is paid semiannually. What's the yield to maturity?
    
  A. 6.36 percent

  B. 6.42 percent

  C. 5.74 percent

  D. 5.92 percent


8.   A floor broker on the NYSE
    
  A. trades for his or her personal inventory.

  B. supervises the commission brokers of a specific financial firm.

  C. executes orders on behalf of a commission broker.

  D. maintains an inventory and assumes the role of a market maker.

9.   What's it called when we use a table or spreadsheet to track a loan balance, payments, and the portion of these payments that can be attributed to interest and paying off the principal?
    
  A. Loan tracking

  B. Loan matrix

  C. Loan amortization

  D. Loan payment plan


10.   Most investments can be valued by looking at all future cash flows. The cash flows from stocks are usually paid as
    
  A. net income.

  B. bond yields.

  C. dividends.

  D. capital gains.


11.   Three Corners Markets paid an annual dividend of $1.37 a share last month. Today, the company announced that future dividends will be increasing by 2.8 percent annually. If you require a return of 11.6 percent, how much are you willing to pay to purchase one share of this stock today?
    
  A. $15.57

  B. $16.00

  C. $16.67

  D. $18.23


12.   You own a classic car currently valued at $64,000. If the value increases by 2½ percent annually, how much will the car be worth 15 years from now?
    
  A. $86,008.17

  B. $92,691.08

  C. $80,013.38

  D. $91,480.18


13.   The next dividend (D1) for the Jimmy Company will be $6 per share. Investors require a 20-percent return on companies such as the Jimmy Company. Jimmy's dividends are expected to increase by 10 percent every year. Based on the dividend growth model, what's the value of the stock today?
    
  A. $60

  B. $30

  C. $66

  D. $120







 
14.   Suppose that you buy a $2,000 bond with a 10-percent annual coupon, payable semiannually on January 1st and July 1st. On both January 1st and July 1st, the bondholder will receive $100 for a total annual interest payment of $200 ($100 + $100). Based on the principal and accrued interest only, how much would you expect to pay to purchase this bond on April 1st?
    
  A. $2,050

  B. $2,000

  C. $2,100

  D. $2,200

15.   Assume that a corporation wants to borrow $100,000 by issuing one hundred 10-year, $1,000 bonds. The interest rate required for similar bonds from similar corporations is 11 percent. What's the bond's face value?
    
  A. $111,000

  B. $1,000

  C. $1,110

  D. $110

16.   Today, you deposit $1,500 into an account that pays six-percent interest annually. How much will you have in the account after five years? (Round your answer to the nearest dollar.)
    
  A. $2,007

  B. $2,097

  C. $1,894

  D. $1,950


17.   Megan is thinking about creating a small college fund for her daughter, Jayda, to help Jayda with the first year of tuition. Jayda is four years from starting university, and Megan estimates that tuition will be about $10,000. Megan has $10,000 today, but she wants to spend some of it on a new computer. How much of the $10,000 will Megan need to invest today in an account with a seven-percent interest rate to have enough in four years to pay for the first year of college? (Round your answer to the nearest dollar.)
    
  A. 7,200

  B. 7,932

  C. 7,629

  D. 8,327


18.   While researching construction loans, you discover you can take out a Bank of America five-year, $200,000 loan with eight-percent interest compounded annually, or a Chase Bank loan with the same terms—except that the eight-percent interest is compounded semiannually. You know you won't be able to make any payments on the loan until you sell the building at the end of year five. Which loan will result in the lowest interest expense?
    
  A. The Chase Bank loan

  B. The Bank of America loan

  C. It doesn't make any difference; the interest expense will be the same.

  D. It isn't possible to determine the interest expense of these loans with the information provided.


 
19.   What's the present value of the right to receive three equal payments, with the first payment starting today (annuity due) of $9,000 per period, discounted at a rate of 10 percent per period? (Round your answer to the nearest dollar.)
    
  A. $24,620

  B. $27,000

  C. $22,382

  D. $15,620



 
20.   The Pet Tracker Company announced that their dividend next year (D1) will be $18 per share. Investors require a 25-percent return on companies such as the Pet Tracker. The firm's dividends are expected to increase by five percent every year. Based on the dividend growth model, what's the value of the stock today?
    
  A. $95

  B. $45

  C. $72

  D. $90











 





 






 

Exam 350350RR - Rehearsal and Delivery.....finance

Exam 350350RR - Rehearsal and Delivery

Questions 1 to 20: Select the best answer to each question. Note that a question and its answers may be split across a pagebreak, so be sure that you have seen the entire question and all the answers before choosing an answer.

1. The blueprint for your speech is the
A. research.
B. summary.
C. outline.
D. conclusion.

2. To commemorate an anniversary, a marketer for Bell Labs will give a speech on three scientificachievements of Alexander Graham Bell. Which pattern should the marketer use?
A. Spatial
B. Topical
C. Pro-and-con
D. "Who? what? where? when? and why?"

3. A presidential campaign manager tapes a pep talk telling volunteer workers they're "the best, thebrightest, the most brilliant strategists I have ever seen," knowing that assigning these traits will get them toact accordingly. What is the campaign manager doing?
A. Positive labeling
B. Agenda setting
C. Name calling
D. Low-context speaking

4. A pediatrician wants to speak about contemporary parents who push and over-schedule their children tothe point of exhaustion, asking, "Is this the right way to treat kids?" "Is this immoral?" The pediatrician isexploring the subject with questions of
A. fact.
B. culture.
C. value.
D. policy.

5. A seasoned speaker has decided he is most comfortable using extemporaneous delivery. The mainreason is because using this method can be thought of as taking part in a kind of
A. rehearsed theater.
B. formal recitation.
C. spontaneous commentary.
D. enlarged conversation.

6. A speaker who learned English as a second language often accents the wrong syllable and says soundsthat should be silent—demonstrating two of the most widespread problems with
A. articulation.
B. diction.
C. pronunciation.
D. translation.

7. When you consider whether audience members are from a high-context or low-context culture, you'rethinking about the
A. degree to which individuals are influenced by their culture.
B. way technology and mass media shape their culture.
C. level of sophistication in their culture.
D. way information is communicated in their culture.

8. Twelve people have one characteristic in common—they're all gay parents—which allows them to assisteach other in coping with specific problems they confront in society. They have organized a/an _______
group.
A. intervention
B. encounter
C. consciousness-raising
D. assertiveness training

9. A term or phrase combining two normally opposite qualities is a/an
A. oxymoron.
B. analogy.
C. simile.
D. metaphor.

10. A new regional manager is ready to practice giving a report to the annual meeting but isn't exactly surehow. The manager should be advised to rehearse it
A. from beginning to end, including leaving and returning to her seat.
B. by memorizing it word for word.
C. by reading the preparation outline aloud.
D. in separate parts in order to make it simpler.

11. An economist signals where he is going in his presentation on the national debt when he says, "Let medefine the problem," and later, "So what is the solution?" He is using _______ transitions.
A. connective
B. preview
C. signpost
D. review

12. For a persuasive speech with a hostile audience, your goal should be to
A. create incremental change.
B. create action in favor of your argument.
C. incite a vocal debate.
D. change the audience's opinion.

13. How many main points are optimal in a speech of 5–15 minutes?
A. 2–4
B. 100–200
C. 20–40
D. 10–20

14. A poet incorporates many words and phrases invoking temperature, texture, and touch in her lecture sothe audience can practically feel what she's describing. In this way she creates _______ imagery in her
speech.
A. metaphorical
B. auditory
C. tactile
D. visual

15. A young man who is new to public speaking wants to do everything he can to rehearse effectively.What technique should he try, since it has been shown to greatly help speakers rehearse?
A. Using a microphone
B. Becoming very conscious of all his flaws
C. Practicing alone rather than with an audience
D. Taping or videotaping himself

16. Which of the following informational topics would be most efficiently organized using the temporalpattern?
A. The richest woman in the world
B. The backpacking guide to the National Parks
C. The amazing structure of the brain
D. The strategic moves taken during the Cuban Missile Crisis

17. A speaker opens her presentation by asking an intriguing question, though she doesn't really expect ananswer. She is using a/an _______ question for her introduction.
A. rhetorical
B. open-ended
C. closed-ended
D. narrative

18. A TV celebrity is asked to give a commencement speech, the first the celebrity has ever presented.
What advice should the celebrity be given?
A. Organize the speech in a topical pattern.
B. Be very detailed and thorough.
C. Offer a motivational message.
D. Focus on a persuasive argument.

19. Which of the following speakers should use internal summaries in structuring the presentation?
A. She has a humorous speech that's quite brief.
B. She would like to suggest what will be coming later.
C. He wants to trace a map or route using a spatial format.
D. He needs to recap major subdivisions in a long and complex speech.

20. What are the five steps in the motivated sequence?
A. Selection, identification, deliberation, action, conclusion
B. Attention, need, satisfaction, visualization, action
C. Perception, attention, motivation, visualization, negotiation
D. Definition, need, perception, realization, satisfaction

Exam 250712RR - Probability.....2019

Exam: 250712RR - Probability
When you have completed your exam and reviewed your answers, click Submit Exam. Answers will not be recorded until youhit Submit Exam. If you need to exit before completing the exam, click Cancel Exam.
Questions 1 to 20: Select the best answer to each question. Note that a question and its answers may be split across a pagebreak, so be sure that you have seen the entire question and all the answers before choosing an answer.

1. A breeder records probabilities for two variables in a population of animals using the two-way table givenhere. Given that an animal is brown-haired, what is the probability that it's short-haired?
Brown-haired Blond
Short-haired 0.06 0.23
Shaggy 0.51 0.20
A. 0.222
B. 0.06
C. 0.0306
D. 0.105

2. Each football game begins with a coin toss in the presence of the captains from the two opposing teams.(The winner of the toss has the choice of goals or of kicking or receiving the first kickoff.) A particularfootball team is scheduled to play 10 games this season. Let x = the number of coin tosses that the teamcaptain wins during the season. Using the appropriate table in your textbook, solve for P(4 ≤ x ≤ 8).
A. 0.171
B. 0.377
C. 0.817
D. 0.246

3. If the mean number of hours of television watched by teenagers per week is 12 with a standard deviationof 2 hours, what proportion of teenagers watch 16 to 18 hours of TV a week? (Assume a normaldistribution.)
A. 0.3%
B. 4.2%
C. 2.1%
D. 4.5%

4. If event A and event B are mutually exclusive, P(A or B) =
A. P(A) + P(B).
B. P(A + B).
C. P(A) + P(B) – P(A and B).
D. P(A) – P(B).

5. Find the z-score that determines that the area to the right of z is 0.8264.
A. 0.94
B. –1.36
C. 1.36
D. –0.94

6. The Burger Bin fast-food restaurant sells a mean of 24 burgers an hour and its burger sales are normallydistributed. If hourly sales fall between 24 and 42 burgers 49.85% of the time, the standard deviation is_______ burgers.
A. 6
B. 9
C. 3
D. 18

7. Using the standard normal table in the textbook, determine the solution for P(0.00 ≤ z ≤ 2.01).
A. 0.0222
B. 0.4821
C. 0.1179
D. 0.4778


8. Which of the following is correct concerning the Poisson distribution?
A. The mean is usually smaller than the variance.
B. The mean is usually larger than the variance.
C. Each event being studied must be statistically dependent on the previous event.
D. The event being studied is restricted to a given span of time, space, or distance.

9. A breeder records probabilities for two variables in a population of animals using the two-way table givenhere. Let A be the event "shaggy and brown-haired." Compute P(Ac).
Brown-haired Blond
Short-haired 0.06 0.23
Shaggy 0.51 0.20
A. 0.77
B. 0.51
C. 0.49
D. 0.36

10. If the probability that an event will happen is 0.3, what is the probability of the event's complement?
A. 0.3
B. 0.7
C. 1.0
D. 0.1

11. A new car salesperson knows that she sells a car to one customer out of 20 who enter the showroom.Find the probability that she'll sell a car to exactly two of the next three customers.
A. 0.0071
B. 0.0075
C. 0.1354
D. 0.9939
12. For each car entering the drive-through of a fast-food restaurant, x = the number of occupants. In thisstudy, x is a
A. discrete random variable.
B. dependent event.
C. continuous quantitative variable.
D. joint probability.

13. Assume that an event A contains 10 observations and event B contains 15 observations. If theintersection of events A and B contains exactly 3 observations, how many observations are in the union ofthese two events?
A. 0
B. 22
C. 28
D. 10

14. Let event A = rolling a 1 on a die, and let event B = rolling an even number on a die. Which of thefollowing is correct concerning these two events?
A. Events A and B are mutually exclusive.
B. On a Venn diagram, event A would overlap event B.
C. Events A and B are exhaustive.
D. On a Venn diagram, event B would contain event A.

15. The possible values of x in a certain continuous probability distribution consist of the infinite number ofvalues between 1 and 20. Solve for P(x = 4).
A. 0.00
B. 0.05
C. 0.02
D. 0.03

16. A credit card company decides to study the frequency with which its cardholders charge for items froma certain chain of retail stores. The data values collected in the study appear to be normally distributed witha mean of 25 charged purchases and a standard deviation of 2 charged purchases. Out of the total numberof cardholders, about how many would you expect are charging 27 or more purchases in this study?
A. 15.9%
B. 94.8%
C. 47.8%
D. 68.3%

17. The probability of an offender having a speeding ticket is 35%, having a parking ticket is 44%, havingboth is 12%. What is the probability of an offender having either a speeding ticket or a parking ticket orboth?
A. 55%
B. 91%
C. 79%
D. 67%

18. From an ordinary deck of 52 playing cards, one is selected at random. What is the probability that theselected card is either an ace, a queen, or a three?
A. 0.25
B. 0.3
C. 0.2308
D. 0.0769

19. Consider an experiment that results in a positive outcome with probability 0.38 and a negative outcomewith probability 0.62. Create a new experiment consisting of repeating the original experiment 3 times.Assume each repetition is independent of the others. What is the probability of three successes?
A. 1.14
B. 0.238
C. 0.762
D. 0.055
20. An apartment complex has two activating devices in each fire detector. One is smoke-activated and hasa probability of .98 of sounding an alarm when it should. The second is a heat-sensitive activator and has aprobability of .95 of operating when it should. Each activator operates independently of the other. Presumea fire starts near a detector. What is the probability that both activating devices will work properly?
A. 0.965
B. 0.049
C. 0.931
D. 0.9895

Exam 250222RR - Introduction to Public Speaking....2019

Exam: 250222RR - Introduction to Public Speaking

When you have completed your exam and reviewed your answers, click Submit Exam. Answers will not be recorded until you hit Submit Exam. If you need to exit before completing the exam, click Cancel Exam.

Questions 1 to 25: Select the best answer to each question. Note that a question and its answers may be split across a page break, so be sure that you have seen the entire question and all the answers before choosing an answer.

1. A social activist has a subjective view of morality and this is reflected in her riveting speech during a demonstration outside city hall. That is, she has an underlying belief that
A. circumstances play a role in behavior and the end may justify the means.
B. right and wrong exist apart from cultural values or beliefs.
C. ethical standards apply to all people in all situations at all times.
D. the actions of others make sense to them and should not be judged.

2. Katie wants to analyze her audience for an upcoming presentation to the local Sierra Club, so she plansto have members fill out an audience questionnaire. What is she doing to learn about her audience?
A. Observing
B. Interviewing audience members
C. Using inference and empathy
D. Collecting data systematically

3. A student decides to use InfoPlease to find statistics for her speech on world population growth. Whattype of resource material is this?
A. An almanac
B. An encyclopedia
C. A biographical directory
D. A news source

4. A woman interested in real estate is working on a speech describing "The Five Steps to Buying YourDream House." She is planning a/an _______ speech.
A. special occasion
B. informative
C. persuasive
D. ceremonial

5. With today's mediated communications, digital technologies, and social media capabilities, _______audiences are becoming significantly larger and more important.
A. immediate
B. hostile
C. remote
D. auditory

6. Effective speakers focus most on the
A. content of their speech.
B. audience.
C. language of their speech.
D. vocal presentation.

7. While the speaker is talking, an audience member gestures—smiling, nodding, and leaning forward—toshow that she is listening. These behaviors are called
A. tonal languages.
B. listener biases.
C. display rules.
D. backchannel cues.

8. Four listeners provided criticism after a speech in their statements below. Which one failed to stress thepositive?
A. "I would have liked it if you looked directly at me while you were speaking."
B. "The speech just didn't do anything for me."
C. "The example about the stock market would have gained more attention in the introduction."
D. "I felt you were more in control of the topic today than in your first speech."

9. Keegan wants to display illustrations and photos during his informative speech on volcano formation.Which guideline should Keegan follow for using this presentation aid?
A. Look at each aid as he talks about it to emphasize its importance.
B. Pass around the aids during the main body of the speech.
C. Display the aids only after the conclusion of the speech.
D. Enlarge or project the aids in a size large enough for everyone to see.

10. If you plan to give a speech on the Battle of Bunker Hill from the perspective of one of the Americanor British soldiers who fought in the battle, what sort of listening are you asking your audience to use?
A. Assimilating
B. Empathetic
C. Categorical
D. Productive

11. Adopting the perspective of the audience in a speech generally serves to
A. define a difficult term or phrase.
B. shock the audience.
C. insult the audience.
D. create empathy.

12. In which stage of the listening process do the circumstances of hearing begin and end?
A. Evaluating
B. Remembering
C. Receiving
D. Understanding

13. Our memory for speech is
A. passive.
B. reproductive.
C. evaluative.
D. reconstructive.

14. The message of any public speech passes from speaker to listener through a
A. context.
B. microphone.
C. recorder.
D. channel.

15. Which of the following terms denotes figures that haven't been modified by any mathematicaloperations?
A. Means
B. Statistics
C. Percentages
D. Raw numbers

16. When using a pie graph as a presentation aid, don't use more than ____ segments.
A. 50
B. 15
C. 5
D. 25

17. Which statement is most accurate concerning messages in public speaking?
A. They're essentially composed at the moment of utterance.
B. They include verbal signals but not nonverbal signals.
C. Their messages have nothing in common with conversational messages.
D. Their organization helps listeners remember what was said.

18. Topics one should avoid broaching in certain areas are considered
A. vague.
B. limited.
C. taboo.
D. rare.

19. In her first speech, a student uses the words of a hip-hop artist plus two sentences of background infofound in a Rolling Stone piece, but fails to cite the musician or the article. This is an example of
A. copyright infringement.
B. direct plagiarism.
C. fair use.
D. misattribution plagiarism.

20. Nonverbal behaviors on the part of public speakers are considered to be
A. globally standardized.
B. messages.
C. criticism.
D. liberal art.

21. Marian gave a speech in which she explained how she keeps cut flowers fresh for long periods. Thetechnique she used was, in fact, developed by someone else, but Marian neglected to mention that. Ofwhat unethical practice is Marian guilty?
A. Plagiarism
B. Confrontation reaction
C. Desensitization
D. Negative self-talk

22. Which statement is generally true in the world of public speaking?
A. Giving more speeches won't necessarily improve your public speaking skills.
B. Good public speakers are born, not made.
C. Speakers can say absolutely anything because they're protected by the First Amendment.
D. Very few speeches can be relevant and interesting to all people at all times.

23. When listening for total meaning, one of the specific things a listener needs to do is to
A. consider the friend-or-foe factor.
B. rely on assimilation.
C. focus on both verbal and nonverbal messages.
D. recall exactly what was said.

24. A motivational speaker will address a large group of women who appear to be very traditional in theirattitudes and beliefs, based on her audience analysis and her familiarity with the community. She would dowell to focus on _______ values in her speech.
A. aesthetic, social, and religious
B. political, economic, and cultural
C. theoretical, philosophical, and psychological
D. educational, occupational, and financial

25. An audience member now grasps the speaker's thoughts, emotional tones, and meaning. In which stageof listening is this individual?
A. Evaluating
End of exam
B. Remembering
C. Responding
D. Understanding

Exam 80544RR Groundwork...HR

1.   A resort employs _______ when it shifts the firm's target market from singles to families.
    
  A. multisegmentation

  B. undifferentiation

  C. customization

  D. repositioning


 
2.   _______ occurs when resources of any variety are transferred between the parties to a transaction.
    
  A. Commerce

  B. Exchange

  C. Marketing

  D. Puffery

3.   A mail-order company that uses PRIZM employs _______ segmentation.
    
  A. geographic

  B. demographic

  C. geodemographic

  D. psychographic


 
4.   The items people own, the services they use, and the activities they engage in are byproducts of _______ actions.
    
  A. networking

  B. marketing

  C. global

  D. high-involvement


5.   Which of the following is an example of the concentration targeting strategy?
    
  A. A tailor who individualizes each suit for each customer

  B. A cruise line that advertises to families and singles

  C. A toy manufacturer that makes some toys for children and some for adults

  D. A retailer that sells gadgets for left-handed people only

6.   If fewer people can afford the cost of a college education, this will drastically impact consumer behavior. In a recent survey of college pricing, the College Board reported that "moderate" college budgets for in-state public colleges and private colleges for the 2015–2016 academic year averaged approximately _______, respectively.
    
  A. $20,000 and $35,000

  B. $10,000 and $30,000

  C. $24,000 and $48,000

  D. $15,000 and $40,000

7.   Which of the following is an example of demographic segmentation?
    
  A. A shoe producer who targets the heaviest users of sandals

  B. A newspaper that targets teenagers

  C. A mail-order business that segments their market by Zip code

  D. A restaurant that targets vegetarians



8.   Ava posted a message on the app Nextdoor, asking her neighbors if they knew of a store that sold vintage hats. She received several replies. Which of the following best describes this situation?
    
  A. The power of agents of change

  B. The influence of opinion leaders

  C. Word-of-mouth communication

  D. High-involvement purchasing


 
9.   What do marketers attempt to do in each stage of the customer lifecycle?
    
  A. Advertise to the consumer about their other product offerings

  B. Maintain their customers for life

  C. Improve their customer centricity via touchpoints

  D. Convince consumers to buy their product

10.   Which of the following describes PersonicX household-level segmentation system?
    
  A. It characterizes six distinct types of households.

  B. It was developed by Nielsen Claritas.

  C. It enables marketers to reach targeted segments both on- and offline.

  D. It assigns colorful labels to segments such as "Young Digerati" and "Shotguns and Pickups."


 


11.   Which of the following statements about the pay gap between college graduates and everyone else in American society is true?
    
  A. It has remained constant in recent years.

  B. It has narrowed in recent years.

  C. It has disappeared altogether.

  D. It has widened over the years.

12.   Which of the following concepts pertains to the discipline of psychology?
    
  A. Norms

  B. Culture

  C. Motivation

  D. Values

13.   Which of the following statements best reflects the marketing concept?
    
  A. Quality of life is more important than standard of living.

  B. The consumer is the center of all business activities.

  C. Always target the largest number of segments that resources allow.

  D. Positioning is the most important element of marketing.

14.   Due to its influence on the way a home operates, a family's decision to purchase a dog would most likely be a/an _______ decision.
    
  A. high-involvement

  B. zero-involvement

  C. low-involvement
D. unnecessary

15.   Studies reveal that the annual medical cost of obesity in 2015 was around _______ billion, and marketers have been quick to capitalize on this.
    
  A. $55

  B. $29

  C. $98

  D. $147


 
 
16.   Which of the following is an example of behavioral segmentation?
    
  A. A resort that targets families with children

  B. A restaurant that targets senior citizens

  C. A health club that targets college students

  D. A florist that targets those who buy the most flowers


 

17.   What three customer attributes are AIO inventories designed to reveal?
    

  A. Access, intuition, and ownership

  B. Age, involvement, and oversaturation

  C. Activities, interests, and opinions

  D. Aspiration, inspiration, and orientation
18.   Which of the following statements about a company that implements the marketing concept is true?
    
  A. It puts consumers at the forefront of its activities.

  B. It spends more on advertising than competitors.

  C. It charges lower prices than competitors.

  D. It considers selling to be the most important function of the firm.

19.   Which of the following statements about perceptual maps is true?
    
  A. They chart the location of major metropolitan markets.

  B. They help marketers visually profile the differences among a number of brands that compete in the marketplace.

  C. They help marketers divide consumers into different values and lifestyle categories.

  D. They break down a metropolitan market by Zip codes and demographic characteristics.

20.   The value of the dollar is tied to that of the euro. What does this mean?
    
  A. A stronger euro lowers the cost of goods the United States imports from overseas.

  B. A weaker euro raises the cost of goods the United States imports from overseas.

  C. A stronger dollar raises the cost of goods the United States imports from overseas.

  D. A weaker dollar raises the cost of goods the United States imports from overseas.









 


 



 


 




 


 



 


 


 

ECO561 Week 5 Effectiveness of the Counter-Cyclical Policies...2019, ECO561 Week 5 Effectiveness of the Counter-Cyclical Policies.....power poinr..2019, ECO561 Week 5 Effectiveness of the Counter-Cyclical Policies... excel....2019

Purpose of Assignment 

This assignment addresses how both monetary and fiscal policies have been used during the so-called Great Recession, which began in December 2007 and ended in June 2009, to the present to moderate the business cycle. 

Assignment Steps 

Resources: Tutorial help on Excel^® and Word functions can be found on the Microsoft^® Office website. There are also additional tutorials via the web offering support for Office products. 

Create a minimum 10-slide PowerPoint® presentation, including detailed speaker notes or voiceover, in which you analyze your choice of one the following markets or industries:

• The housing market
• Financial markets
• Commodity and stock markets
• An industry of your choice, such as the automobile industry, the airline industry, retail trade, or any other major industry that suffered heavy losses during the Great Recession 

Your analysis will extend from the beginning of the Great Recession, which was December 2007, to the present and should include the following:

• An Excel^® workbook with the following datasets:
• One dataset related to the U.S. housing industry such as housing starts, the FHFA housing price index, or another dataset of your choice related to the housing market.
• One dataset related to personal or household income or to personal or household saving.
• One dataset related to the labor market such as the unemployment rate, initial claims for unemployment insurance, or another dataset of your choice related to the U.S. labor force.
• One dataset related to production and business activity within the market or industry you choose to analyze.
• Find your datasets by using different internet data sources, including, but not limited to, the Federal Reserve Bank of St. Louis's FRED site, U.S. Dept. of Commerce's Bureau of Economic Analysis (BEA), U.S. Dept. of Labor's Bureau of Labor Statistics, U.S. Census Bureau, and The Organization for Economic Co-operation and Development (OECD).  Using data results analyze the economic and sociological forces that drove the market equilibrium to unsustainable heights, commonly referred to as "bubbles," and the shocks that brought the markets back down.
• Discuss specific changes in supply and demand within the markets and/or industries you chose to analyze.
• Examine prior government policies and legislation that might have exacerbated the impact of the shocks. Also, discuss government actions/regulations that might be undertaken, and/or have been undertaken, to moderate the effects of extreme economic fluctuations.
• Evaluate the actions of the federal government (fiscal policy) and the Federal Reserve (monetary policy) to restore the economy and foster economic growth. Base your evaluation on information available at Internet sources such as, but not limited to, the Fed's The Economy Crisis and Response website as well as other appropriate sources found on the Internet and in the University Library. Be sure you address the effectiveness of those counter-cyclical policies. 

Cite a minimum of three peer-reviewed sources and economic data not including the course text. Submit the data results in a separate Microsoft^® Excel^® file.